Applying for business borrowing doesn’t need to be daunting.

ORL Finance is an independent boutique healthcare finance brokerage.

We specialise in providing healthcare funding with an expertise in a range of sectors including Veterinary, Dental, General Practice, Pharmacy, Opticians, Social Care providers and Day Care Nurseries.

Supporting clients with obtaining bespoke solutions including (inter alia) -

- Practice Start-Up Funding
- Acquisition Finance including Goodwill & Commercial Property
- Growth & Expansion Funding
- Partner Share Buy In/Out & Equity Loans
- Refurbishment & Fit-out Finance
- Specialist Equipment Asset Finance
- Working Capital & Unsecured Business Loans
- Tax & Insurance Premium Loans

Specialist finance for the sectors we know best.

We specialise in arranging commercial finance for healthcare and care sector businesses across the UK. From veterinary and dental practices to GP surgeries, pharmacies, social care providers and day care nurseries, we understand the unique financial challenges and opportunities within these sectors.

Whether you are acquiring a business, investing in new equipment, refurbishing your premises, or planning for growth, we work with a wide panel of lenders to secure funding solutions tailored to your needs. Our focus is on providing straightforward advice, competitive finance options, and a smooth process from enquiry through to completion.

  • We understand the unique financial needs of modern veterinary practices.

    • Practice start-up finance

    • Practice acquisition finance including Goodwill & Commercial Property

    • Practice growth & expansion funding

    • Refurbishment & fit-out finance

    • Equipment finance

    • Tax & insurance premium loans

    • Partner Share Buy In/Out & Equity Loans

    • Working capital loans

    We help veterinary professionals access flexible finance solutions tailored to their business goals. Our experience in the veterinary sector means we can move quickly and structure funding that works for you.

  • We understand the unique financial needs of the dental sector. Dental practices require regular investment in technology, facilities, and patient experience. We arrange competitive finance tailored to you.

    • Practice start-up finance

    • Practice acquisition finance including Goodwill & Commercial Property

    • Practice growth & expansion funding

    • Refurbishment & fit-out finance

    • Equipment finance

    • Tax & insurance premium loans

    • Partner Share Buy In/Out & Equity Loans

    • Working capital loans

    Whether you are an established practice owner or an associate looking to take the next step, we help secure funding that supports long-term success.

  • Primary care providers face increasing demand while managing complex operational costs. We work with GP practices and medical centres to arrange finance tailored just for you.

    • Practice growth & expansion funding

    • Refurbishment & fit-out finance

    • Equipment finance

    • Tax & insurance premium loans

    • Partner Share Buy In/Out & Equity Loans

    • Working capital loans

    Our goal is to provide straightforward funding solutions that allow healthcare professionals to focus on delivering excellent patient care.

  • Pharmacies operate in a fast-changing healthcare landscape that often requires investment in technology, stock, and premises. We help pharmacy owners access funding for acquisitions, refits, equipment, and working capital. With sector knowledge and access to specialist lenders, we structure finance that supports sustainable business growth.

  • Social care providers play a vital role in supporting communities, and we understand the financial requirements involved in operating and growing these services. We help care providers access funding for acquisitions, property purchases, refurbishments, and working capital. Whether you operate residential care, supported living services, or domiciliary care, we can arrange flexible finance solutions designed to support sustainable growth and long-term stability.

  • Running a successful nursery often requires investment in facilities, equipment, and staffing to meet regulatory standards and deliver a high-quality environment for children. We work with nursery owners and childcare providers to arrange funding for acquisitions, property improvements, refurbishments, and expansion. Our goal is to provide straightforward finance solutions that allow providers to focus on delivering exceptional care and education.

Ready to talk? We’d love to help.

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Client Testimonials:

“Ollie came to us highly recommended when we found ourselves let down and disappointed by numerous brokers who just didn’t seem to care about our business or who we are as people.  He might be in the finance side of business, but Ollie definitely understands the people side of business too.

We were at a critical time for our business development, where we had purchased a property on bridging finance and needed to secure long-term funding that would enable us to realise the potential of the site and ensure more affordable lending.  From the outset we found Ollie to be honest, direct and patient with us as first timers (although we had an 8 year old business we had never considered using the goodwill as the basis to lend against, we had also never tried to secure this level of finance).  Throughout the process Ollie took a keen interest in our business and what success looked like for us.  He communicated through every step of the process, making it as pain free as he could.  If there were things we did not understand, he explained; things we were not sure about, he clarified the options.  We cannot recommend Ollie enough and are incredibly grateful for all the efforts he made to secure a great deal and ultimately our business’ future.”

Independent Veterinary Practice, Derbyshire

“We are enormously grateful to Ollie at ORL Finance for helping us complete our recent management buyout of the firm. His advice and constant support were hugely important in allowing us to turn our dream into a reality. He always acts in the best interest of his clients and provides open and honest advice. For anyone requiring funding solutions, I cannot recommend Ollie highly enough.”

Managing Director, Law Firm, Leeds, West Yorkshire

Member of National Association of Commercial Finance Brokers